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ICBSD Blog
Our blog features the latest news, updates, and insights from the community banking industry.
MBS prepayments very stable in spite of Fed action By Jim Reber Community bankers, being conservative types (regarding their investment strategies, among other topics), like predictability. Equity markets, commodities, and the dreaded “D” word (“derivatives”) all are perceived by many to be far too volatile for their risk profile, whether we’re talking about personal or […]
Read MoreS&P Global Market Intelligence has prepared the following community banking outlook: S&P Global Market Intelligence anticipates that community bank margins and earnings will improve, buoyed by the passage of tax reform and continued increases in interest rates. We expect that to occur in our base case scenario, which excludes the impact of a new reserve […]
Read MoreVGM FORBIN \”We do web stuff\” Your institution\’s website is more than just an online banking login. It\’s a marketing tool that should help drive new business while promoting an image of reliability and security. From driving business to increasing security, our solutions incorporate a hard working core behind user-friendly design. Visit VGM\’s website to […]
Read MorePeoples State Bank of Summit, \”Where real people still answer the phone.\” Locations: Summit and Florence; both of which have always been locally owned They employ 13 people The bank was founded in New Effington in 1913. In its first year, the bank employed a woman cashier which was unheard of at the time! Unique […]
Read More**The following press release is courtesy of ICBA** Washington, D.C (May 24, 2018)—The Independent Community Bankers of America® (ICBA) today thanked President Trump for signing into law the bipartisan Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155). The new law will spur greater consumer access to credit and business lending in Main Street […]
Read More(Watertown, SD) – The House of Representatives passed S. 2155 yesterday, which means it is on it’s way to President Trump to be signed into law. This bi-partisan supported bill contains policies which roll back key parts from the Dodd-Frank Wall Street Reform and Protection Act therefore providing regulatory relief to the community banks that […]
Read MoreLocated in Scotland, South Dakota, the Farmers and Merchants State Bank was chartered and began operations on September 7, 1920. The bank is located in its original location built in 1919 at 550 Main Street. The structure was extensively remodeled in 1972 with an addition being added in 1991 along with interior updates. Farmers and […]
Read MoreZimmerman of Monroeville to serve the nation’s community banks Las Vegas (March 16, 2018)—Timothy K. Zimmerman, CEO of Standard Bank in Monroeville, Pa., was elected chairman of the Independent Community Bankers of America® (ICBA) for 2018-19 during the 2018 ICBA national convention, ICBA Community Banking LIVE®, in Las Vegas. His term begins at the conclusion of the […]
Read MoreRobust Regulatory Relief Bill Reflects ICBA’s Plan for Prosperity Washington, D.C (March 14, 2018)—The Independent Community Bankers of America®(ICBA), the leading proponent of community bank regulatory relief, today thanked the Senate for passing pro-community bank legislation and urged the House to advance needed relief immediately. The bipartisan Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) would bolster local […]
Read MoreWashington, D.C. (March 30, 2018)—Where you choose to bank and with whom, matters says the Independent Community Bankers of America® (ICBA), which is celebrating the nation’s nearly 5,700 community banks during ICBA Community Banking Month in April. To illustrate the positive impact community banks have on their communities, ICBA released this video ahead of Community Banking Month. […]
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