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ICBSD Blog

Our blog features the latest news, updates, and insights from the community banking industry.

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Two New Tools in Your Marketing Toolbox, No Marketing Team Required

October 5, 2026

— Megan Olson, President & CEO, ICBSD Not every community bank in South Dakota has a marketing department. Some do. Many run lean, with one person wearing five hats and no time left to build a fraud awareness campaign or explain cryptocurrency to a curious customer. ICBSD built two new resources with exactly that reality […]

Leading with Heart

October 5, 2026

— Rebeca Romero Rainey, President & CEO, ICBA As community bankers, our customers and communities are at the heart of everything we do. Our products, our technology stacks, our teams: They all are built to meet the needs and interests of those we serve. In the community bank model, we put the relationship first, and […]

Make Your Voice Heard: ICBA’S Grassroots Tools Put You in the Room

October 5, 2026

— Josh Hogue, ICBA Federal Delegate, CEO, Reliabank Dakota A phone call from our bank carries more weight in Washington than we might think. Congress listens to the people who show up, and ICBA has built the tools to make that easy for all of us. At the center of it is ICBA’s “Take Action. […]

Chairman’s Message: Your Board and Management Team Are Accountable for AI

October 5, 2026

— Nick Conway, President, First Western Federal Savings Bank, ICBSD Chairman of the Board Every director I talk to has heard some version of the same pitch. A core provider, a fintech partner, or a vendor at a trade show promises that artificial intelligence will cut processing time, catch fraud you are missing, and answer […]

The Lasting Community Banking Legacy

October 5, 2026

— Alice P. Frazier, ICBA Chair, President & CEO, Potomac Bank, Charles Town, WV Community banks stand the test of time. In this month’s issue, we’re celebrating banks that have been around for 100, 150, 200 years, and that’s an achievement to be honored—but it’s not surprising. Because community banks dive deep into connection. That […]

Meet ICBSD’s Chairman: Nick Conway

October 5, 2026

Nick Conway’s connection to ICBSD goes back further than many people realize. Long before joining First Western Federal Savings Bank in Rapid City, he became an associate member of ICBSD in 2008. He joined the bank in 2017 as Executive Vice President, was named President in 2023, and now takes on a new leadership role […]

When a Good Business Is Ready to Grow

October 5, 2026

— Amy Waite, Senior Loan Officer, Ally Dakota Development FY2027 SBA 504 fee changes put renewed focus on manufacturing, the food supply chain and rural communities If you are a community banker in South Dakota, I’m sure you’ve taken this phone call from a commercial client: “We’re out of room.” Maybe it’s a manufacturer who […]

FinCEN Delivers Welcome BSA/AML/CFT Amendment

October 5, 2026

— Dixie Hieb, Partner, Davenport Evans Law Firm It is not often that bankers react warmly to yet another rules revision, but FinCEN’s latest proposed Bank Secrecy Act changes should make bankers, and especially BSA Officers, smile.  On April 7, 2026, FinCEN published proposed revisions to the Bank Secrecy Act rules that may change little […]

People You Should Know: Kyle DeBoer

October 5, 2026

Kyle DeBoer has ridden a motorcycle to all 48 lower states and six Canadian provinces. In 2024, he covered more than 1,000 miles in a single day for an Iron Butt ride. None of those trips had a fixed destination. His career hasn’t either, and community bankers across South Dakota are better for it. DeBoer […]

Meet the Speakers: 2026 Fall Directors & Management Conference

October 5, 2026

Wayne Miller, ICBA Presenter Biography Wayne Miller is Executive Vice President and Chief Innovation Officer at the Independent Community Bankers of America (ICBA), where he leads end-to-end innovation strategy for community banks nationwide. He is known for connecting community banks and fintechs to deliver revenue-generating solutions that improve competitiveness, efficiency, customer experience, and profitability.  With […]