ICBSD Blog

How former family business leaders from Sioux Falls, Le Mars found purpose in retirement

How former family business leaders from Sioux Falls, Le Mars found purpose in retirement   Not only did Joe Kirby want to retire by age 40, but he never planned to work for the family business in the first place. “I had little intent of being pulled into the family business,” said Kirby, former CEO […]

How former family business leaders from Sioux Falls, Le Mars found purpose in retirement Read More »

Modeling Joy in Work to Perpetuate a Family Business

Modeling Joy in Work to Perpetuate a Family Business – Maggie (Baker) Groteluschen, Fiduciary Services Manager, First National Wealth Management I look forward to attending the annual Prairie Family Business Conference every year. This year, one of the speakers talked about how he had recently sold his family business. Upon being asked if any of

Modeling Joy in Work to Perpetuate a Family Business Read More »

ICBA Capital Summit: A First-Time Experience Worth Sharing

— Jodi Eich, Vice Chairwoman of ICBSD, Chief Operating Officer, Rivers Edge Bank Attending the ICBA Capital Summit in Washington, DC in May as a first-time attendee was a valuable experience. The passion, energy and support for community banks and bank customers in South Dakota as well as across the nation was astounding!  In addition

ICBA Capital Summit: A First-Time Experience Worth Sharing Read More »

Grassroots Advocacy in Action: How ACRE Became a Win for Community Banking and South Dakota Ag

— Josh Hogue, Immediate Past Chairman of ICBSD & ICBA Federal Delegate, President, Reliabank Dakota Years of persistent advocacy, grassroots engagement, and a commitment to doing what’s right for our customers have led to a remarkable milestone: the inclusion of the Access to Credit for our Rural Economy (ACRE) Act in the current federal tax

Grassroots Advocacy in Action: How ACRE Became a Win for Community Banking and South Dakota Ag Read More »

From the Top: Meeting the needs of tech-savvy small businesses

COVID accelerated the digital banking landscape, and as a result, community banks have embraced front-facing technology that’s user-friendly for our small-business customers, offering a better experience. From remote deposit capture and digital banking to electronic payments, we’re seeing much higher adoption of technological products because they meet the needs of today’s customers. Once our small

From the Top: Meeting the needs of tech-savvy small businesses Read More »

High Plains Drifter: Floaters Could Be the Answer to a Flat Curve

— James Reber, President and CEO, ICBA Securities We are suddenly mid-decade of the 2020s, and if there’s a recurring theme, it’s “anomaly.” First, record low yields and rates. (Remember the 10-year treasury note hitting 0.55% in July 2020?) Then, record rate hikes of 525 basis points concentrated in a torturous 16-month window, followed by

High Plains Drifter: Floaters Could Be the Answer to a Flat Curve Read More »

Advising with Purpose: A Conversation on Valuation, Strategy, and the Future of Community Banks

In a rapidly evolving banking industry where foresight and strategic planning are more critical than ever, Michael Klinger stands out as a trusted guide. As Vice President and BankValue Manager at United Bankers’ Bank (UBB), Michael helps community banks navigate complex valuation challenges, ownership transitions, and succession planning with a forward-thinking, people-first approach. While valuations

Advising with Purpose: A Conversation on Valuation, Strategy, and the Future of Community Banks Read More »

Behind Every Transaction Is a Team: Karen Powell Ensures Business Debit and ATM Reliability for Community Banks

For many community bankers across South Dakota and the surrounding region, the seamless experience of a business debit card swipe or a reliable ATM transaction is something they—and their customers—count on without a second thought. But behind those moments of convenience is a network of dedicated professionals ensuring everything works as it should. One of

Behind Every Transaction Is a Team: Karen Powell Ensures Business Debit and ATM Reliability for Community Banks Read More »