Stay connected and up to speed with ICBSD happenings.

ICBSD Blog

Our blog features the latest news, updates, and insights from the community banking industry.

Join Us for the 2025 Black Hills Retreat

April 2, 2025

— Josh Hogue, Immediate Past Chairman of ICBSD & ICBA Federal Delegate, CEO, Reliabank Dakota As community bankers, we know that strong relationships are the foundation of everything we do—within our banks, with our customers, and across the industry. That’s why ICBSD’s Black Hills Retreat is such an important event. It’s an opportunity to step […]

From the Top: Amplifying the Community Bank Mission

April 2, 2025

— Jack Hopkins, ICBA Chairman, President and CEO, CorTrust Bank, Sioux Falls, SD As I take on the role of ICBA chairman, I do so with humility, honor and pride in this industry and our mission as community bankers. Small businesses and agricultural enterprises are the engines that drive our economy, and community banks are the […]

Innovation Station: Putting the “Person” in Personalized Banking

April 2, 2025

— Charles E. Potts, ICBA Executive Vice President & Chief Innovation Officer Today, personalization reigns supreme. According to Deloitte, about half of Gen Zers and millennials find personalized experiences very or extremely important in their banking and business relationships—an emphasis that’s only increased over the past few years. Personalization isn’t about simply adding a first […]

FANNIE AND FREDDIE 3.0: The Trump administration begins the process of reprivatizing the housing GSEs.

April 2, 2025

— James Reber, CEO, ICBA Securities and Ron Haynie, ICBA Sept. 7, 2008, was a watershed in the history of housing finance. On that day, as housing market conditions deteriorated, Fannie Mae and Freddie Mac, the two massive housing government-sponsored enterprises (GSEs), were placed in “temporary” conservatorship. The shareholders, both common and preferred, were essentially […]

Grateful Hearts This Holiday Season

December 18, 2024

— Megan Olson, President  & CEO, ICBSD As the year comes to a close, the holiday season offers a wonderful opportunity to reflect and give thanks. At ICBSD, we are grateful for you—our dedicated members—who work tirelessly to strengthen South Dakota’s communities through independent community banking. Your hard work and commitment make a real difference […]

A Year in Review: Celebrating the Progress of South Dakota’s Community Banks

December 18, 2024

— Jodi Eich, Chairwoman of ICBSD, Vice Chair and Chief Operating Officer, Rivers Edge Bank As 2024 comes to a close, it’s the perfect time to reflect on the achievements of South Dakota’s community banks and the strides we’ve made together as an industry. This past year has shown just how resilient and adaptable our […]

Flourish: Nurturing the community bank ecosystem

December 18, 2024

— Rebeca Romero Rainey, President & CEO, ICBA As I reflect on the impact community banks have had this year, I revel in this notion that we have created something special, a dynamic ecosystem that centers on people. We have taken the time necessary to invest in relationships and their development, growth and long-term sustainability, […]

Why Attending ICBA LIVE is Essential for Community Bankers

December 18, 2024

— Josh Hogue, Immediate Past Chairman of ICBSD & ICBA Federal Delegate, President, Reliabank Dakota As the ICBA federal delegate, I strongly encourage every South Dakota community banker to consider attending the ICBA LIVE 2025 event. Set for March 11-14, 2025, in Nashville, this event offers an invaluable opportunity for community bankers to come together, […]

From the Top: The heart of the Community bank

December 18, 2024

— Lucas White, ICBA Chairman,  President, The Fountain Trust Company, Covington, IN This year’s list of Best Community Banks to Work For made me think about what it takes to be a great employer. No two community banks are exactly alike, but we share a common sense of purpose, a focus on relationship banking and a […]

Innovation Station: Banking and staffing Gen Z into the future

December 18, 2024

— Charles E. Potts, ICBA Executive Vice President & Chief Innovation Officer As Gen Z (born between 1997 and 2012) graduates into the full-time workforce, they are looking to community banks as financial partners as well as potential employers. The characteristics this demographic seeks in both kinds of relationship are consistent: They want personal connection […]