ICBSD Blog

Supporting Those Who Serve Others: Mike Kobbervig’s Role in Community Banking

For Mike Kobbervig, helping people plan for retirement isn’t just a profession—it’s a passion rooted in purpose, personal connection, and a good dose of Midwestern practicality. As the Senior Vice President and Retirement Plan Services Division Manager at Bell Bank, Mike brings nearly three decades of experience, an innovative approach to financial education, and a […]

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Enforcement Actions Highlight Danger of Profits Over BSA Compliance

— Dixie K. Hieb, Partner, Davenport Evans Law Firm In recent years there have been a number of high-dollar penalties imposed by regulators in connection with the Bank Secrecy Act and anti-money laundering enforcement actions. While the related consent orders generally lay out a list of required actions, as opposed to a list of the

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Dan Stimpson: Balance Sheet Strategies in the Current Environment

Dan Stimpson, Managing Director, Strategic Analytics, Stifel About Dan: Dan is a Managing Director in the Strategy and Analytics department at Stifel. In this capacity, Dan works with portfolio managers to assist them in optimizing their investment portfolio return and risk position, while incorporating institutions’ liquidity needs, risk controls and capital constraints. Prior to joining

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Charles E. Potts: Fintech Engagement and Why it’s Important for Community Banks

Charles Potts, Executive Vice President and Chief Innovation Officer, ICBA About Charles E. Potts Charles E. Potts is executive vice president and chief innovation officer for the Independent Community Bankers of America® (ICBA). In this role Potts drives ICBA’s innovation initiatives, and financial technology strategies, working with ICBA leadership to develop impactful, value-added solutions that

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Jody Gillaspie: Scams and More Scams: How You Can Help Yourself and Others

Jody Gillaspie, Director, Division of Consumer Protection, SD Attorney General’s Office About Jody: Jody Gillaspie began her duties as Director for the Office of Attorney General, Division of Consumer Protection in 2012.  Prior to that she was an Investigator with the Division and has been with the Attorney General’s office for over 20 years.    The

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Hefty Seed Company co-owner Darren Hefty shares lessons from family business, farm life

“Growing up on a farm in the 1980s, money and the lack of money were talked about a lot. So every expense was scrutinized, and every opportunity to make some extra money with livestock or crops or different things we were doing was definitely important.” A farm kid from Baltic, Darren Hefty has long been

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