ICBSD Blog

Innovation Station: Putting the “Person” in Personalized Banking

— Charles E. Potts, ICBA Executive Vice President & Chief Innovation Officer Today, personalization reigns supreme. According to Deloitte, about half of Gen Zers and millennials find personalized experiences very or extremely important in their banking and business relationships—an emphasis that’s only increased over the past few years. Personalization isn’t about simply adding a first

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FANNIE AND FREDDIE 3.0: The Trump administration begins the process of reprivatizing the housing GSEs.

— James Reber, CEO, ICBA Securities and Ron Haynie, ICBA Sept. 7, 2008, was a watershed in the history of housing finance. On that day, as housing market conditions deteriorated, Fannie Mae and Freddie Mac, the two massive housing government-sponsored enterprises (GSEs), were placed in “temporary” conservatorship. The shareholders, both common and preferred, were essentially

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A Year in Review: Celebrating the Progress of South Dakota’s Community Banks

— Jodi Eich, Chairwoman of ICBSD, Vice Chair and Chief Operating Officer, Rivers Edge Bank As 2024 comes to a close, it’s the perfect time to reflect on the achievements of South Dakota’s community banks and the strides we’ve made together as an industry. This past year has shown just how resilient and adaptable our

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Why Attending ICBA LIVE is Essential for Community Bankers

— Josh Hogue, Immediate Past Chairman of ICBSD & ICBA Federal Delegate, President, Reliabank Dakota As the ICBA federal delegate, I strongly encourage every South Dakota community banker to consider attending the ICBA LIVE 2025 event. Set for March 11-14, 2025, in Nashville, this event offers an invaluable opportunity for community bankers to come together,

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