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A Year in Review: Celebrating the Progress of South Dakota’s Community Banks

— Jodi Eich, Chairwoman of ICBSD, Vice Chair and Chief Operating Officer, Rivers Edge Bank As 2024 comes to a close, it’s the perfect time to reflect on the achievements of South Dakota’s community banks and the strides we’ve made together as an industry. This past year has shown just how resilient and adaptable our

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Why Attending ICBA LIVE is Essential for Community Bankers

— Josh Hogue, Immediate Past Chairman of ICBSD & ICBA Federal Delegate, President, Reliabank Dakota As the ICBA federal delegate, I strongly encourage every South Dakota community banker to consider attending the ICBA LIVE 2025 event. Set for March 11-14, 2025, in Nashville, this event offers an invaluable opportunity for community bankers to come together,

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Innovation Station: Banking and staffing Gen Z into the future

— Charles E. Potts, ICBA Executive Vice President & Chief Innovation Officer As Gen Z (born between 1997 and 2012) graduates into the full-time workforce, they are looking to community banks as financial partners as well as potential employers. The characteristics this demographic seeks in both kinds of relationship are consistent: They want personal connection

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Checks & Balances: Is a favorable new farm bill on the horizon?

— Mark Scanlan, SVP of Agriculture and Rural Policy, ICBA      Scott Marks, Assistant VP of Congressional Relations, ICBA A comprehensive piece of legislation, the farm bill is currently being redrafted after its 2023 expiration and extension through Sept. 30, 2024. Signed into law in 2018, the farm bill covers a range of programs

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A Fresh Perspective: FOMC’s 2025 Roster Has Some New Voters

— James Reber, CEO, ICBA Securities While we in the financial services sector start thinking about monetary policy in the coming year, there’s a new wrinkle to consider. Many Fed-watchers, rate prognosticators, economists and even investors had been betting on substantially lower rates in 2025 for many months. It looked like the corner had been

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From Banking to the State Capitol: Hugh Bartels’ Journey from Community Banker to Speaker of the House

From managing a community bank to shaping state legislation, Hugh Bartels has demonstrated that the skills and relationships built in community banking are valuable assets in public service. His journey—from community banker in South Dakota to the Speaker of the House—has been defined by his ability to foster connections, understand regulations, and make decisions that

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7 QUESTIONS BANKS SHOULD ASK A POTENTIAL FINTECH PARTNER

– BHG Financial Institution Network Collaborations between financial services technology firms (fintechs) and financial institutions are occurring more frequently than ever. Many financial companies see fintechs as an affordable, nimble solution to their technology gaps. Others partner with fintechs for assistance with compliance and regulatory governance. The fastest-growing fintech segment enables financial institutions to diversify

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