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It’s time for the Next Generation of Community Bankers to Carry the Torch

by: Josh Hogue, Chairman of ICBSD, President, Reliabank Dakota 2024 is in full swing, and the pulse of our community banking landscape should be top of mind. As we navigate the ever-evolving community banking landscape, it is imperative that we recognize the vital role the team members within our banks play in our industry’s collective

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Champions of Community: The Behl Family\’s Enduring Legacy in Scotland, SD

Nestled 28 miles northwest of Yankton, South Dakota, lies the close-knit town of Scotland, a community with an impressive track record. With a population of around 900, Scotland boasts a thriving K-12 school, meticulously maintained parks and recreational spaces, a bustling Main Street teeming with local businesses, a local hospital, and the distinction of being

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Champions of Community: The Behl Family\’s Enduring Legacy in Scotland, SD

Nestled 28 miles northwest of Yankton, South Dakota, lies the close-knit town of Scotland, a community with an impressive track record. With a population of around 900, Scotland boasts a thriving K-12 school, meticulously maintained parks and recreational spaces, a bustling Main Street teeming with local businesses, a local hospital, and the distinction of being

Champions of Community: The Behl Family\’s Enduring Legacy in Scotland, SD Read More »

Champions of Community: The Behl Family’s Enduring Legacy in Scotland, SD

Nestled 28 miles northwest of Yankton, South Dakota, lies the close-knit town of Scotland, a community with an impressive track record. With a population of around 900, Scotland boasts a thriving K-12 school, meticulously maintained parks and recreational spaces, a bustling Main Street teeming with local businesses, a local hospital, and the distinction of being

Champions of Community: The Behl Family’s Enduring Legacy in Scotland, SD Read More »

Navigating the Potential Impact of Recent Regulatory Guidance

[vc_row][vc_column][vc_column_text] by: Gale Simons-Poole, Chief Regulatory Relations Officer, BHG Financial, an ICBSD Preferred Partner Banks are facing unprecedented risk management challenges amid rapid technological and competitive changes. Federal and state authorities have recently issued guidance to address paradigm-altering shifts such as climate change, artificial intelligence (A.I.), cryptocurrency, digital and mobile banking, credit models, data security, and

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Tips for Avoiding Lending Limit Violations in Loan Purchase Programs and Participation Agreements

[vc_row][vc_column][vc_custom_heading text=\”Tips for Avoiding Lending Limit Violations in Loan Purchase Programs and Participation Agreements\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]      by: Charles D. Gullickson and Keith A. Gauer, Davenport Evans Law Firm, an ICBSD Preferred Partner Many South Dakota banks seek to diversify their loan portfolios to include commercial or real estate loans originated in other markets. Because

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