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— Jack Hopkins, ICBA Vice Chairman, President & CEO, CorTrust Bank,      Sioux Falls, SD Megan recently reached out to me and asked me if I would be willing to write an article for “The Bottom Line”. I thought, sure, why not. I feel very privileged to be in the position of going through […]

— Josh Hogue, Chairman of ICBSD, President, Reliabank Dakota We live in an era of continuous change. Consumer behaviors, technologies, regulations, competition from fintech and non-banks, economic forces, and global politics – the banking landscape today is shifting like never before. In the middle of all this change, it is easy to feel like we’re

—Megan Olson,President & CEO, ICBSD It’s hard to believe that it’s already been six years since I first met with the leadership bankers of ICBSD to discuss their search for an association President. In our many individual and group conversations, a clear vision for ICBSD emerged, rooted in the association’s long history of tradition and

by: Megan Olson, President & CEO, ICBSD I recently had the honor of meeting the legendary Dan Gable, a figure revered in the world of college wrestling as one of the greatest of all time. Gable boasts an impressive resume, including two NCAA Division I national championships, a world gold medal, and an Olympic gold

by: Josh Hogue, Chairman of ICBSD, President, Reliabank Dakota 2024 is in full swing, and the pulse of our community banking landscape should be top of mind. As we navigate the ever-evolving community banking landscape, it is imperative that we recognize the vital role the team members within our banks play in our industry’s collective

Nestled 28 miles northwest of Yankton, South Dakota, lies the close-knit town of Scotland, a community with an impressive track record. With a population of around 900, Scotland boasts a thriving K-12 school, meticulously maintained parks and recreational spaces, a bustling Main Street teeming with local businesses, a local hospital, and the distinction of being

Nestled 28 miles northwest of Yankton, South Dakota, lies the close-knit town of Scotland, a community with an impressive track record. With a population of around 900, Scotland boasts a thriving K-12 school, meticulously maintained parks and recreational spaces, a bustling Main Street teeming with local businesses, a local hospital, and the distinction of being

Nestled 28 miles northwest of Yankton, South Dakota, lies the close-knit town of Scotland, a community with an impressive track record. With a population of around 900, Scotland boasts a thriving K-12 school, meticulously maintained parks and recreational spaces, a bustling Main Street teeming with local businesses, a local hospital, and the distinction of being

by: BHG Financial, an ICBSD Preferred Partner In the world of financial lending, institutions need to have multiple checks and balances in place to protect their assets, their customers, and the future of their organization. Sadly, some individuals try to use our fair nature against us for deceptive gain. Efforts to obtain funding through fraudulent

by: Tiffany M. Miller, Davenport Evans, an ICBSD Preferred Partner If you purchased something online this holiday season, you were likely given multiple payment options at checkout, including an option to “buy now, pay later (BNPL)”. A BNPL loan allows borrowers to defer payment on purchased items. Borrowers pay little to nothing at checkout but