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Navigating the Potential Impact of Recent Regulatory Guidance

[vc_row][vc_column][vc_column_text] by: Gale Simons-Poole, Chief Regulatory Relations Officer, BHG Financial, an ICBSD Preferred Partner Banks are facing unprecedented risk management challenges amid rapid technological and competitive changes. Federal and state authorities have recently issued guidance to address paradigm-altering shifts such as climate change, artificial intelligence (A.I.), cryptocurrency, digital and mobile banking, credit models, data security, and […]

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Tips for Avoiding Lending Limit Violations in Loan Purchase Programs and Participation Agreements

[vc_row][vc_column][vc_custom_heading text=\”Tips for Avoiding Lending Limit Violations in Loan Purchase Programs and Participation Agreements\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]      by: Charles D. Gullickson and Keith A. Gauer, Davenport Evans Law Firm, an ICBSD Preferred Partner Many South Dakota banks seek to diversify their loan portfolios to include commercial or real estate loans originated in other markets. Because

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Meeting Expectations with Technology and Security

[vc_row][vc_column][vc_custom_heading text=\”Meeting Expectations with Technology and Security\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]Meeting Expectations with Technology, Security Mary Williams, Executive Vice President, Chief Operations Officer and Operations Team The expectation of today’s banking customer is not just account access 24-7, the expectation is instantaneous transactions. And no one knows this better than Mary Williams, Executive Vice President and Chief Operations

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On the Move With Father and Son

[vc_row][vc_column][vc_custom_heading text=\”On the Move With Father and Son\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text] Josh Hogue, Chairman of ICBSD, President at Reliabank Dakota Rick Hogue, Executive Vice President, First Fidelity Bank in Burke   Long before giving much thought to a banking career, Josh Hogue was laser-focused on track and basketball. Today, he continues to bring teamwork to the job

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Buy Local

[vc_row][vc_column][vc_custom_heading text=\”Buy Local\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]by: Larry Williams, President & CEO, Community Bankers Webinar Network, an ICBSD Preferred Partner “Buy local” is getting a lot of attention these days. And it should! Our main street businesses, vendors, and tradespeople endured some serious challenges through the pandemic, including labor shortages, higher costs, and supply-chain issues– often without any

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Federal Delegate Report: Staying Independent

[vc_row][vc_column][vc_custom_heading text=\”FEDERAL DELEGATE REPORT: Staying Independent \” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]by: Valeria Anderson-Boudaka, ICBA National Director, Famers State Bank of Canton, Canton, SD Hello to the great community bankers of South Dakota! It was great to catch up with so many of you at the ICBSD Retreat this summer. As always, it was an amazing event put on

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Empowering Independent Community Banks: ICBSD Member Benefits

[vc_row][vc_column][vc_custom_heading text=\”EMPOWERING INDEPENDENT COMMUNITY BANKS: ICBSD Member Benefits\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]by: Josh Hogue, Chairman of ICBSD, President, Reliabank Dakota It is my privilege and honor to serve as the Chairman of the ICBSD. I am embarking on this journey with gratitude, solidarity, and shared vision. Thank you for your solid commitment to the principles and values that

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Strengthen Your Voice: Why Independent Community Bankers Should Support the ICBSD Political Action Committee

[vc_row][vc_column][vc_custom_heading text=\”STRENGTHEN YOUR VOICE: Why Independent Community Bankers Should Support the ICBSD Political Action Committee\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]by: Megan Olson, President & CEO, ICBSD As community bankers, you play a crucial role in the economic development and stability of your local communities. You provide essential services to businesses and individuals and serve as the lifeblood of your

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Presenting at the 2023 Fall Directors and Managers Conference: Brittany McKnight

Ness School of Management and Economics, SDSU Brittany McKnight is an assistant professor of business law at the Ness School of Management and Economics. She holds a Bachelor of Arts degree in English from South Dakota State University and a Juris Doctor (J.D.) from Knudson School of Law. With a robust educational foundation, McKnight embarked

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Presenting at the 2023 Fall Directors and Managers Conference: Ryan McKnight

Ness School of Management and Economics, SDSU Ryan McKnight was born and raised in Sioux Falls, South Dakota. After he graduated from Washington High School in 2006, he attended South Dakota State University where he majored in Economics and played football for the Jacks. After a brief stint in the NFL, he attended Law School

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