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ICBSD Blog

Our blog features the latest news, updates, and insights from the community banking industry.

Preparing for a Legislative Year That Matters

December 15, 2025

— Megan Olson, President & CEO, ICBSD As we turn the corner into a new year, many of us are setting goals, reviewing plans, and preparing our institutions for what’s ahead. At ICBSD, that means gearing up for another legislative session; one that brings both opportunities and challenges for community banks across South Dakota. The […]

Honored to Serve South Dakota’s Community Bankers

December 15, 2025

— Michael Behl, ICBSD Chairman, Compliance Officer, The Farmers and Merchants State Bank As I take on the role of Chairman of ICBSD, I want to begin with a simple message: thank you. It’s a privilege to serve an industry I believe in, alongside the bankers and partners who make South Dakota’s communities strong. I […]

Proactive Protection: What You Need to Know About ICBA’s Fraud Loss Protection Plan

December 15, 2025

— Josh Hogue, Immediate Past Chairman of ICBSD & ICBA Federal Delegate, President, Reliabank Dakota Fraud isn’t slowing down and neither can we. As community banks, we pride ourselves on being proactive when it comes to protecting our customers and our institutions. But with fraud schemes growing more complex and aggressive, even the best internal […]

From the Top: It’s a wonderful (community banking) life

December 15, 2025

— Jack Hopkins, ICBA Chairman, President and CEO, CorTrust Bank, Sioux Falls, SD While I may be biased, I believe that being a community banker is the best profession there is. There’s just something about watching your customers realize their dreams—whether buying their first home, opening a small business or starting their kid’s college fund—that […]

First Bank & Trust’s FOCUS on Innovation

December 15, 2025

Since 2014, First Bank & Trust’s FOCUS event has grown into one of South Dakota’s most anticipated business gatherings, a platform dedicated to inspiring innovation, elevating leadership, and strengthening rural communities. More than a conference, it’s a commitment to advancing local businesses by creating space for connection, strategy, and bold ideas. Held bi-annually, FOCUS brings […]

Attorney-Client Secrets: Can Regulators Override Attorney-Client Privilege?

December 15, 2025

— Preston J. Tetzlaff and Charles D. Gullickson, Davenport, Evans, Hurwitz & Smith, LLP The attorney-client privilege protects communications between attorneys and their clients from compelled disclosure. This well-established privilege is deeply rooted in both common law and statutory frameworks across the country. Banks occasionally receive requests from regulators to produce communications protected by this […]

How former family business leaders from Sioux Falls, Le Mars found purpose in retirement

October 27, 2025

How former family business leaders from Sioux Falls, Le Mars found purpose in retirement   Not only did Joe Kirby want to retire by age 40, but he never planned to work for the family business in the first place. “I had little intent of being pulled into the family business,” said Kirby, former CEO […]

Modeling Joy in Work to Perpetuate a Family Business

August 18, 2025

Modeling Joy in Work to Perpetuate a Family Business – Maggie (Baker) Groteluschen, Fiduciary Services Manager, First National Wealth Management I look forward to attending the annual Prairie Family Business Conference every year. This year, one of the speakers talked about how he had recently sold his family business. Upon being asked if any of […]

Why the Black Hills Retreat Matters More Than Ever

July 17, 2025

— Megan Olson, President & CEO, ICBSD As we approach the summer months, many of us eagerly anticipate a change of pace—a time to reflect, recharge, and reconnect. For South Dakota’s community bankers, there’s no better place to do that than at the Black Hills Retreat. This year, as we prepare to gather once again […]

ICBA Capital Summit: A First-Time Experience Worth Sharing

July 17, 2025

— Jodi Eich, Vice Chairwoman of ICBSD, Chief Operating Officer, Rivers Edge Bank Attending the ICBA Capital Summit in Washington, DC in May as a first-time attendee was a valuable experience. The passion, energy and support for community banks and bank customers in South Dakota as well as across the nation was astounding!  In addition […]