[vc_row][vc_column][vc_custom_heading text=\”Clarity in the Middle of Great Uncertainty \” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Bret Afdahl, Director of the South Dakota Division of Banking First and foremost, I want to say a big thank you to the community bankers in South Dakota for all they have done the past three months to help our state’s business community through […]

[vc_row][vc_column][vc_custom_heading text=\”Federal Delegate’s Report\” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Emily Hofer, ICBA National Director & CFO at Merchants State Bank of Freeman Charles Lutwidge Dodgson, better known by his pen name Lewis Carroll, was an English writer of children’s fiction, notably Alice’s Adventures in Wonderland.  This book was one of my favorites as a child and is to […]

[vc_row][vc_column][vc_custom_heading text=\”Community Bankers, We Applaud You! \” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Megan Olson, ICBSD President/CEO During my first three years with ICBSD one thing has been incredibly apparent, community bankers are some of the most humble and hardworking people I’ve had the privilege of working with.  Your unwavering commitment to supporting customers, families and your communities is […]

[vc_row][vc_column][vc_custom_heading text=\”Support the ICBSD PAC\” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Monte Troske, Chairman of the ICBSD Board, President/CEO of Farmers State Bank of Turton I never thought I would see the day that our annual Black Hills Retreat would be cancelled due to a pandemic. We are certainly living in unprecedented times. What JoAnn and I look forward […]

[vc_row][vc_column][vc_custom_heading text=\”Going Contactless During Covid-19\” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Teresa Ulven, Manager of The Advantage Network The COVID-19 pandemic has no doubt created challenges for financial institutions across the country. However, one of the hallmarks of community banks is their ability to quickly adapt and overcome the challenges in front of them. With everything we’ve experienced in […]

[vc_row][vc_column][vc_custom_heading text=\”OCC Combination Rules and Bank Lending Limits\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal\”][vc_column_text]When it comes to fast food dining, the combo meal makes life easy.  When it comes to applying combination rules to a bank’s lending limits, though, it’s not quite as simple as a quick drive-thru at your local fast food joint. Bankers are well acquainted with lending […]