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ICBSD Blog
Our blog features the latest news, updates, and insights from the community banking industry.
Robust Regulatory Relief Bill Reflects ICBA’s Plan for Prosperity Washington, D.C (March 14, 2018)—The Independent Community Bankers of America®(ICBA), the leading proponent of community bank regulatory relief, today thanked the Senate for passing pro-community bank legislation and urged the House to advance needed relief immediately. The bipartisan Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) would bolster local […]
Washington, D.C. (March 30, 2018)—Where you choose to bank and with whom, matters says the Independent Community Bankers of America® (ICBA), which is celebrating the nation’s nearly 5,700 community banks during ICBA Community Banking Month in April. To illustrate the positive impact community banks have on their communities, ICBA released this video ahead of Community Banking Month. […]
Their headquarters is located in Freeman, with branch locations in Hurley, Viborg and Irene. Employees: 32 Merchants State Bank was charted in 1899, and was purchased by Harris Hofer in 1968. Their CFO (and ICBSD Board Member, and ICBA Federal Delegate) Emily Hofer is the third generation of the Hofer family to be part of […]
Rivers Edge Bank, \”If you row someone across the river, you will get there yourself.\” Their headquarters is located in Marion, with branch locations in Bridgewater, Canova, Hawarden (Iowa), Howard, Marion and Parker Employees: 36, all of which are locals. Their roots run deep in their local communities, in some cases, over 100 years deep! […]
Not so long ago, a wildly popular variety of government agency bonds was struggling to get to market fast enough to meet investor demand. Chances are your community bank owned some, or a lot, of these bonds, known as “step-ups.” Lately, the ever-changing dynamics of supply and demand have made the build-out more difficult and […]
S-Corp Banks Be Heard on Tax Reform ICBSD joins the Independent Community Bankers of American in calling on Subchapter S community banks to make their voices heard as Congress debates comprehensive tax reform. ICBA\’s Be Heard grassroots action center allows community bankers to tell Congress to ensure the maximum 25 percent tax rate is available to the […]
Call Your Senator to Protect Subchapter S Banks The Senate’s proposed tax reform bill fails to Subchapter S community banks into closer tax parity with C corporations. As a constituent in a key battleground state, please urge your senators to address this issue. The proposal would reduce the top rate on C corporations to 20 […]
Background The credit union model has become outdated, and its charter, purpose and tax – exempt status should be reviewed by Congress. Credit unions were chartered by Congress to enable people of small means with a “common bond” to pool their resources to meet their basic deposit, savings and borrowing needs. While some credit unions […]
January 24, 2018 The Honorable Mitch McConnell The Honorable Charles E. Schumer Majority Leader […]
Three locations: Ft. Pierre, Draper and Presho Draper State Bank was founded on June 25, 1906 Dakota Prairie Bank is a third-generation, family-owned bank that has survived the obstacles of the past century, including the Great Depression. They have twenty-two employees. Community involvement is their priority! Every Halloween, they host a community event called \”Truck […]