ICBSD Blog

[vc_row][vc_column][vc_custom_heading text=”PPP Forgiveness Platform Now Live ” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]The Small Business Administration’s Paycheck Protection Program forgiveness platform is live and scheduled to begin accepting loan-forgiveness applications and decisions today. An SBA user guide released last week provides details on the timeline, decision process, account management, and more. In a recent procedural notice, the SBA said all PPP Lender Authorizing Officials in […]

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Pandemic Relief Recommendations

[vc_row][vc_column][vc_custom_heading text=\”Pandemic Relief Recommendations State Sign-on Letter\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]Late last week, ICBA drafted a letter that was sent to Senate Majority Leader McConnell, Senate Minority Leader Schumer, Speaker Pelosi, and House Minority Leader McCarthy on behalf of our community bank members urging Congress to include ICBA’s recommendations in the next legislative package to create relief for

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Should I Test Employee Security Awareness?

[vc_row][vc_column][vc_custom_heading text=\”Should I Test Employee Security Awareness? \” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Shane Daniel , Senior Information Security Consultant – SBS CyberSecurity, LLC     Becoming a Coach  If you’ve ever volunteered to coach youth sports – especially T-ball – you’ve probably learned as much as the kids about how to teach and train someone to perform an activity. First lesson of coaching: it involves repetition. When I helped

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Clarity in the Middle of Great Uncertainty

[vc_row][vc_column][vc_custom_heading text=\”Clarity in the Middle of Great Uncertainty \” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Bret Afdahl, Director of the South Dakota Division of Banking First and foremost, I want to say a big thank you to the community bankers in South Dakota for all they have done the past three months to help our state’s business community through

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Emily Hofer

June 2020: Federal Delegate’s Report

[vc_row][vc_column][vc_custom_heading text=\”Federal Delegate’s Report\” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Emily Hofer, ICBA National Director & CFO at Merchants State Bank of Freeman Charles Lutwidge Dodgson, better known by his pen name Lewis Carroll, was an English writer of children’s fiction, notably Alice’s Adventures in Wonderland.  This book was one of my favorites as a child and is to

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Megan Olson, ICBSD President and CEO

Community Bankers, We Applaud You!

[vc_row][vc_column][vc_custom_heading text=\”Community Bankers, We Applaud You! \” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Megan Olson, ICBSD President/CEO During my first three years with ICBSD one thing has been incredibly apparent, community bankers are some of the most humble and hardworking people I’ve had the privilege of working with.  Your unwavering commitment to supporting customers, families and your communities is

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Support the ICBSD PAC

[vc_row][vc_column][vc_custom_heading text=\”Support the ICBSD PAC\” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Monte Troske, Chairman of the ICBSD Board, President/CEO of Farmers State Bank of Turton I never thought I would see the day that our annual Black Hills Retreat would be cancelled due to a pandemic. We are certainly living in unprecedented times. What JoAnn and I look forward

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ICBSD: Independent Banks Stepping up for Small Businesses with PPP Funding

[vc_row][vc_column][vc_custom_heading text=\”ICBSD: Independent Banks Stepping up for Small Businesses with PPP Funding\” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal\”][vc_column_text]For months now, every facet of “normal” life has been upended by COVID-19. Where and how we work, learn, shop, socialize and even bank have all been affected. Yet, the bright spot amid this change has been America’s enduring spirit as friends

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Going Contactless During Covid-19

[vc_row][vc_column][vc_custom_heading text=\”Going Contactless During Covid-19\” font_container=\”tag:h2|text_align:center\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\”][vc_column_text]By: Teresa Ulven, Manager of The Advantage Network The COVID-19 pandemic has no doubt created challenges for financial institutions across the country. However, one of the hallmarks of community banks is their ability to quickly adapt and overcome the challenges in front of them. With everything we’ve experienced in

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PPP Reform Summary for Borrowers

[vc_row][vc_column][vc_custom_heading text=\”PPP Reform Summary for Borrowers\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal\”][vc_column_text]ICBA released a summary of the Paycheck Protection Program reform law signed by President Donald Trump on Friday for community banks to share with their small-business borrowers. While further guidance and clarification from the SBA and Treasury is likely, the Paycheck Protection Program Flexibility Act of 2020: Extends from eight to

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