ICBSD Blog

[vc_row][vc_column][vc_custom_heading text=”Nick Podhradsky to Present at the 2024 Fall Directors & Management Conference” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][vc_column_text css=””]Nick Podhradsky, Executive Vice President at SBS Cybersecurity, will be presenting at the 2024 Fall Directors & Management Conference! In the presentation “Building a Fraud-Savvy Bank Customer,” Nick will discuss strategies for empowering customers to recognize and prevent fraud. […]

[vc_row][vc_column][vc_custom_heading text=”Joe Santos, Director and Professor of Economics, to Present at Fall Directors & Management Conference” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][vc_column_text css=””]Joe Santos, Director and Professor of Economics at the Ness School of Management and Economics at SDSU, will be presenting at the 2024 Fall Directors & Management Conference! In his presentation titled “Price Stability, Full Employment,

[vc_row][vc_column][vc_custom_heading text=”Doug Johnson, Ag Advisor & Strategist, to Present at Fall Directors & Management Conference” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][/vc_column][/vc_row][vc_row][vc_column][vc_column_text css=””]Doug Johnson, ag advisor and strategist, will be presenting at the 2024 Fall Directors & Management Conference taking place October 16-17, 2024 in Sioux Falls.  Ag Disruptors: Beware of Complacency  Join Doug for a discussion on current

— Josh Hogue, ICBSD Immediate Past Chairman, President of Reliabank, ICBA Federal Delegate As we look ahead to the upcoming election season, I want to remind everyone how critical it is that we elect candidates who understand and support community banking. Community banks have long been the bedrock of local economies, offering personalized service, providing small

“If you row someone across the river, you will get there yourself.” This phrase is more than just words—it’s visible throughout the bank, from the boardroom to workstations, serving as a constant reminder of the bank’s core values. This simple yet profound statement forms the very foundation of Rivers Edge’s culture, embodying the essence of

BHG Financial Institution Network Embracing data analytics offers community banks a strategic opportunity to increase revenues and further support their communities. By thoroughly reviewing internal customer data, a bank may enhance customer engagement, improve underwriting, boost marketing results, and more. However, smaller banks may not have the resources to audit and interpret customer data as

— Charles Gullickson, Dixie Hieb, and Keith Gauer, Davenport, Evans, Hurwitz & Smith, LLP Contracts for deed are a mechanism by which the owner of real property may provide seller financing to a buyer to facilitate the sale of real property. On August 13, 2024, the Consumer Financial Protection Bureau (CFPB) issued an “Advisory Opinion”

Jack Youngberg, Vice President of Lending, United Bankers’ Bank Eric Sundberg, Vice President of Investments, United Bankers’ Bank Presentation: Inflation, Interest Rates, Liquidity and Lending Explore the critical challenges and updates in inflation, interest rates, liquidity, and lending. This session will delve into how these factors impact community banking and provide strategies to navigate a

Raymond “Jay” Garren, Managing Partner, ProAg Bankware Technologies Breakout Session: Understanding the Fine Print in Vendor Contracts This session will equip you with the essential skills to navigate and interpret complex vendor agreements. Learn to identify critical clauses, avoid common pitfalls, and negotiate favorable terms to protect your institution’s interests. Perfect for bankers involved in