ICBSD Blog

Derek Williams, ICBA Immediate Past Chairman, President & CEO, Century Bank & Trust Presentation: An Update From ICBA As the independent voice for community banks across the nation, ICBA continues its unwavering efforts to create a level playing field and promote policies that allow independent community financial institutions to flourish. Immediate past ICBA chairman Derek […]

Jim Reber President & CEO ICBA Securities  Presentation Stimulus, and Response The Federal Reserve has been trying to slow down the economy for two full years now, with some tangible measures of success. The “stimulus” to the bond market recently has been the Fed’s comments, since Fed Funds levels have been on hold since August.

Greg Sweeney, CFA, Senior Vice President/Chief Investment Officer, Bell Bank Presentation: Risks Rising but Still Resilient While economic risks are escalating from factors like persistent inflation, aggressive Fed tightening, and market volatility, the underlying resilience of the consumer, businesses, and overall economy provides some cushion. During his presentation, Greg Sweeney will cover key areas of

Charles Potts EVP, Chief Innovation Officer Presentation: Revolutionizing Banking: Harnessing the Power of Artificial Intelligence Explore the dynamic intersection of Artificial Intelligence (AI) and the banking industry. Discover how AI is reshaping traditional banking processes, enhancing customer experiences, and driving unprecedented growth. Join Charles Potts as he delves into real-world applications, challenges, and opportunities that

by Charles Gullickson, Davenport Evans When it comes to interstate lending, bankers have long known that their banks have the ability to “export” their home state usury rates to borrowers across the country regardless of the borrowers’ home state usury limitations. When making loans to borrowers across state lines, a banker simply needs to worry

If you walk into a community bank in the Sioux Falls area, you may just run into Adam Lamprecht. Originally from the small town of Newcastle, Nebraska, Adam’s path led him to a career in community banking after getting his degree in Business Administration with a concentration in Accounting from Wayne State College in 2008.

In the small town of Plankinton, South Dakota, baseball is more than just a game – it’s a community tradition deeply rooted in the heart of Farmers and Merchants State Bank. For over four decades, the bank has been the driving force behind the local amateur baseball team, the Plankinton F&M Bankers, fostering a sense

by Charles E. Potts, ICBA Executive Vice President & Chief Innovation Officer In recent years, community bankers have embraced constant change to drive the future of banking. As you follow your innovation journeys, you also are leaning into a cycle of continuous improvement: hiring, recruiting, building products and offering solutions on an ongoing basis. The

National pastime gives us some portfolio management guidance. by Jim Reber, President & CEO, ICBA Securities As we’re getting into the warmer months, it’s reassuring that baseball season is well underway. Your correspondent confesses a deep and abiding passion for the sport. While I’ve been only partially successful in getting my wife engaged in watching

by Derek B. Williams, Immediate Past Chairman of ICBA, President & CEO, Century Bank & Trust, Milledgeville, GA Throughout his banking career, my dad had a standard saying that became a regular refrain: “If you need a quick answer, it’s no.” Even though he worked to get to a “yes” more often than a “no,”