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Innovation Station: Banking and staffing Gen Z into the future

— Charles E. Potts, ICBA Executive Vice President & Chief Innovation Officer As Gen Z (born between 1997 and 2012) graduates into the full-time workforce, they are looking to community banks as financial partners as well as potential employers. The characteristics this demographic seeks in both kinds of relationship are consistent: They want personal connection […]

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A Season of Gratitude and Resilience for South Dakota’s Community Bankers

— Jodi Eich, Chairwoman of ICBSD, Vice Chair and Chief Operating Officer, Rivers Edge Bank As we enter the fall season, I find myself reflecting with immense gratitude. I am grateful for the opportunity to serve as the chairwoman of ICBSD, for the unwavering dedication of our board members—past and present—and for the incredible staff

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Presenting at the 2023 Fall Directors and Managers Conference: Pedro Assis

Davenport Evans Law Firm Pedro Assis is a member of the Davenport Evans Trust & Trust Companies practice group. He is a native of Guaxupé, Minas Gerais, Brazil. Pedro’s practice is focused on trust companies, estate planning, probate, trust administration, taxation, and corporate and business law. Pedro received his bachelor’s degree in science and technology

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Presenting at the 2023 Fall Directors and Managers Conference: Nick Denning

ICBA Bancard Nick Denning is Senior Vice President of Payments Industry Relations at ICBA Bancard®, a subsidiary of the Independent Community Bankers of America. In this role he represents ICBA Bancard and its community bank customers on industry boards, councils, and committees regarding digital and faster payments, emerging technology, and payments format standards. Denning has

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Paycheck Protection Program: Summary of Changes 2.0 (January 19, 2021)

[vc_row][vc_column][vc_column_text] Over the holiday weekend, we saw the release of several targeted updates from the Small Business Administration on the Paycheck Protection Program. The updates come in the form of procedural notices to address the following: Resubmissions of loan forgiveness applications using 3508S, lender notice responsibilities to PPP borrowers, and offset of remittances to lenders

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Ten Essential Cybersecurity Best Practices

[vc_row][vc_column][vc_column_text] The continued development of the internet has put the world at anyone’s fingertips, which has made protecting personal information much more critical. With the constant development of new technology, comes massive innovation, and nonetheless, massive vulnerabilities. Due to these vulnerabilities, breaches and security implications by digital attacks are becoming far too common in today’s

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Paycheck Protection Program (PPP) Lending Operations Update – Wednesday, April 29, 2020

[vc_row][vc_column][vc_custom_heading text=\”Paycheck Protection Program (PPP) Lending Operations Update – Wednesday, April 29, 2020\” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal\”][vc_column_text] SBA and Treasury value all lenders and their small business customers. To ensure access to the PPP loan program for the smallest lenders and their small business customers, starting at 4 p.m. today EDT through 11:59 p.m. EDT, SBA systems will

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[vc_row][vc_column][vc_custom_heading text=”Conference Call Etiquette” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Conference calls can be awkward. Background noise. Dead air. Multiple people talking at once. Something about not seeing the people you’re talking to (and their nonverbal cues, like facial expressions and hand movements) makes it harder to communicate. But, it doesn’t have to be that way. Here are some conference call

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[vc_row][vc_column][vc_custom_heading text=”Federal Banking Agencies to Defer Appraisals and Evaluations for Real Estate Transactions Affected by COVID-19″ google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal”][vc_column_text] The federal banking agencies today issued an interim final rule to temporarily defer real estate-related appraisals and evaluations under the agencies’ interagency appraisal regulations. The Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the

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SBA Publishes PPP Statistics

[vc_row][vc_column][vc_custom_heading text=\”SBA Publishes PPP Statistics \” google_fonts=\”font_family:Montserrat%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal\”][/vc_column][/vc_row][vc_row][vc_column width=\”5/6\”][vc_column_text]The Small Business Administration published statistics regarding the number of approved loans as of April 13, 2020. The data is broken out by state.[/vc_column_text][/vc_column][vc_column width=\”1/6\”][vc_btn title=\”View Stats\” color=\”green\” link=\”url:https%3A%2F%2Fcontent.sba.gov%2Fsites%2Fdefault%2Ffiles%2F2020-04%2FPPP%2520Report%2520SBA%25204.14.20%2520%2520-%2520%2520Read-Only.pdf||target:%20_blank|\”][/vc_column][/vc_row]

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